Welcome to Real Life · Chapter 3
The $20 Challenge
Twenty dollars. One week. Real or imaginary. Save, Spend, Share — and see what you actually do.
⏱ 5 min setup · one week of tracking
Twenty dollars. One week. Real or imaginary. Save, Spend, Share — and see what you actually do.
⏱ 5 min setup · one week of tracking
Ren walked you through the setup in the book. This page is your printable $20 Challenge tracker — the plan at the top, a week of honest tracking, and the questions that matter at the end.
Start by deciding how to split your $20. Then track your spending (or spending urges) for one week. At the end, compare what you did to what you planned.
| Day | Item | Need/Want | Cost | Still want tomorrow? |
|---|---|---|---|---|
Ren’s bonus twist: Run the challenge again next week. Change one thing based on what you learned. Then run it a third week — by that point, you’ll know something about how you actually spend that most adults don’t know about themselves.
“This is my favorite kind of challenge — the kind where you learn something about yourself. No right answers. Just honest choices.”